Turning Economic Uncertainty into Confident Decisions
Ortec Finance scenarios provide a coherent, realistic economic framework to support investment, risk and actuarial decisions across asset classes, regions and time horizons.
Instead of separate assumptions for each team or process, one scenario framework underpins strategic allocation, balance sheet management, risk analysis and valuations.
At a time when many institutions face fragmented assumptions across teams and rising demands for robust stress testing, a unified scenario foundation improves both decision speed and governance quality.
- 700+ financial and economic variables across 20+ economies.
- Real-world, deterministic and risk-neutral scenario frameworks.
- Used by pension funds, insurers, asset managers and sovereign investors.
- 10% back-testing outperformance
One engine. One coherent view. Better decisions.
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One framework across teams and decisions
Support strategic asset allocation, balance sheet projections, long-term risk assessment and other institutional analyses from a single economic foundation.
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Scenarios designed to reflect market behaviour
Capture horizon-dependent correlations, volatility, regime shifts and tail events in a way that improves the realism of forward-looking analysis.
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Outputs aligned with institutional objectives
Translate scenarios into funding ratios, solvency metrics, risk measures and valuation outcomes that connect directly to governance and reporting.
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Your views within a structured framework
Incorporate institution-specific views and stresses while keeping consistency across all applications that use the scenarios.
Brochure
Scenario brochure
Coverage, delivery options and key use cases in one complete and practical document.
Watch
Scenario webinars
Regular webinars on scenario outlooks, market developments and institutional applications.
Insight
Market outlooks and commentary Regular outlooks, tariff impact analysis and economic commentary.
Demo
Discuss your use case
Discuss how the scenario framework fits your institution, process and delivery requirements.
Why institutions use Ortec Finance scenarios
One scenario language across investment, actuarial and risk functions, so strategic decisions move faster and stay aligned.
From model debate to decision clarity
Teams stop reconciling conflicting assumptions and start acting from one coherent market view.
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Consistent assumptions across functions
One unified economic baseline across teams instead of competing model views.
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Scenario behaviour grounded in economic dynamics
Dynamic correlations, volatility and regime shifts that reflect how markets actually move.
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Outputs suited to governance & oversight
Direct translation into funding, solvency, capital and risk metrics used by decision committees.
How this proposition differs from alternatives
Institutions often choose between fragmented provider stacks, consultancy-driven assumptions or in-house scenario engines. The Ortec Finance proposition is designed to avoid those trade-offs.
Shared economic view
Reduce inconsistencies and duplicated work by using the same scenarios for investment analysis, projections and risk assessments.
Flexibility in a controlled structure
Add institution-specific views, regulatory requirements and bespoke stresses without creating disconnected assumption sets.
Broad coverage
Apply one framework to multiple asset classes, regions, currencies and horizons, rather than relying on separate point solutions.
Three scenario lenses
Pick the right lens for the right question
Different decisions require different scenario approaches. Ortec Finance scenarios combine three complementary lenses, each suited to a distinct type of institutional question.
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Risk-neutral scenarios
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Deterministic scenarios
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Risk-neutral scenarios
For strategic investment and long-term risk decisions
Real-world scenarios should describe, as realistically as possible, what may happen from the moment investment decisions are made.
- Support strategic asset allocation, long-term balance sheet analysis and broader investment decision-making.
- Model realistic risk-return trade-offs across asset classes and economies.
- Show how shocks propagate through portfolios and balance sheets over time.
Typical questions
- What allocation best supports our long-term objectives and risk limits?
- How resilient is our strategy under different economic and market regimes?
- How do portfolio decisions translate into funding, solvency or capital outcomes?
For explicit stress narratives and what-if analysis
Deterministic scenarios help institutions test explicit beliefs, pressure-test portfolios and create risk awareness around specific futures.
- Explore inflation, rates, growth or credit narratives in a structured way.
- Test strategy robustness under specific adverse or opportunity-rich paths.
- Complement stochastic analysis with sharper communication to boards and committees.
Typical questions
- What if inflation persists materially longer than the market expects?
- Which decisions remain robust under a sharper recession or stagflation path?
- Where are the vulnerabilities that a central scenario can hide?
For market-consistent valuation and guarantee analysis
Risk-neutral scenarios are designed for valuation problems where arbitrage-free pricing and market consistency are central.
- Support TVOG, options and guarantees, regulatory valuation and insurance applications.
- Relevant for market-consistent valuation, insurance reporting and guarantee-related liability analysis.
- Complement real-world scenarios rather than replace them for investment decisions.
Typical questions
- What is the market-consistent value of embedded guarantees or options?
- How sensitive are liabilities to changes in rates, spreads or volatility?
- Which scenario framework fits valuation versus strategic investment work?
Who uses it
How institutions use the scenarios today
Pension funds, insurers, asset managers and other institutional investors use Ortec Finance Scenarios in different ways depending on their mandate and governance structure.Strategic asset allocation and investment advice
Design and monitor strategic portfolios with realistic, forward-looking market views.
- Strategic asset allocation design and monitoring.
- Product design for DC funds and asset managers.
- Investment advice grounded in one consistent coherent market view.
Valuations and liability analysis
Meet requirements for pension funds and insurance companies from the same scenario foundation.
- Liability valuations for pensions and insurance.
- Risk capital calculations for insurance companies.
- Risk-neutral scenarios for guarantees and embedded options.
Risk management and balance sheet resilience
Support investment functions and enterprise risk management with consistent downside analysis.
- Support enterprise risk management and insurer-specific solvency assessments.
- Portfolio risk and capital implications across multiple horizons.
- Risk transfer analysis (pensions to insurance).
Bespoke views & stress testing
Incorporate house views, stress narratives and alternative capital market assumptions.
- Own views and bespoke CMAs alongside the standard framework.
- Trade-war, stagflation and other targeted stress scenarios.
- Full control over alternative views across multiple time horizons.
How institutions access the scenarios
Select the delivery model that best fits your existing systems, workflows and governance requirements.
Scenario files for existing workflows
Use Ortec Finance scenarios within your own models and tooling, while preserving your existing governance process and reporting stack.
Learn more
Research, outlook & market commentary
Access regular market outlooks, scenario webinars, tariff and event commentary, and scenario research from the dedicated team.
Learn more
Platform access through GLASS
Access scenarios in GLASS with API connectivity, portfolio analytics, strategic asset allocation, liability analysis, and board-ready built in reporting.
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Used by financial institutions worldwide
Turning Economic Uncertainty into Confident Decisions
Discuss how Ortec Finance scenarios can support your investment process, balance sheet analysis, valuation work or stress testing framework.
A first conversation can cover
- Your priorities — investment strategy, long-term balance sheet management, valuation, risk management or stress testing.
- Which delivery model fits best — scenario files, GLASS platform access or supporting insights.
- How to incorporate institution-specific views while keeping consistency across your applications.
Contact
Richard Boyce
Managing Director, North America
Stacy Howlin
Managing Director, United States
Hamish Bailey
Managing Director UK, Head of Insurance & Investment
Oliver Henriquez
Sales Director, EMEA