Ortec Finance offers consultancy services for strategic policy advice and software for modeling a pension plan’s assets, liabilities, and policy instruments (for example, contributions) with our proprietary platform GLASS.
As a pension fund, you need to manage your balance sheet effectively in order to achieve long-term objectives while dealing with short-term risks. You need to identify major risk sources and gain insight on future pensions, contributions, and funded levels. Asset Liability Management (ALM) aims to improve your understanding of pension dynamics to support strategic decision-making and help you achieve objectives that reflect the interests and risk appetite of all stakeholders.
Global ALM expertise
- Leading Asset Liability Management provider for pension funds around the world
- Extensive options for dynamic investment strategy analysis, including derivatives (overlays), private asset classes, life cycle or target date funds, and more
- Expertise in modeling complex pension schemes and valuation rules
- Multinational approach enables aggregation of plans with differences in currency, accounting standards (IFRS, IAS, US GAAP and FRS), and regulatory requirements (nFTK, MFR, TLS, etc.)
Thorough risk assessment
- Monthly and annual simulations support the complete Strategic Risk Management framework for consistent long-term and short-term strategy formulation and evaluation
- One-of-a-kind economic scenario generator (DSG) and Ortec Finance Scenario set with global coverage of more than 600 economic variables and benchmarks
Client-centric
- We take client feedback very seriously and actively use it to improve our products, our services, and the support we offer to our clients.
GLASS platform supports investment decisions
Added value of variable retirement benefit
Recently the variable pension law was passed, which allows participants in a premium contract or capital agreement to choose a variable, venture capital pension.Together with Ortec Finance, DSM tried to objectively compare the two variants, i.e. the Pension Fund variant and the variable retirement benefit, for the net pension arrangement with the specific composition and financial position of DSM, and to see where the added value lies.
A few of our customers
Contact
Marnix Engels
Managing Director Pension StrategyRelated Insights
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07 June 2023PRESS RELEASE: U.S. public sector pension plans brace for more economic shocksU.S. public sector pension plans are planning ahead for the potential impact of further economic and market shocks, a new report from Ortec Finance shows.
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01 June 2023Why stocks could be in the red this year and what to do about itIt hasn’t been since 2000 and 2001 that U.S. stock markets lost money in two consecutive years, but it’s something that could potentially happen again this year. Ortec’s modelling is pointing to negative equity returns over the next 12 months as the most likely market scenario. Pension funds with tactical or dynamic allocations at their disposal may want to temper their risk and consider fixed income instead.
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25 April 2023PRESS RELEASE: Analysis reveals 14% of U.S. public pension plans had funded ratios of 60% or lower in 2022Analysis reveals that in 2022, 14% of U.S. public pension plans had funded ratios of 60% or less. Only 12% had funded ratios of 100% or more.
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14 April 2023Market update: A new banking crisis?Recently financial markets have been rocked by concerns regarding the banking sector, reminiscent of the build-up to the financial crisis of 2008. An update.
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13 April 2023A new banking crisis? -
23 March 2023Strategic Asset Allocation (SAA), Insurance, liabilities modellingThis blog post explores three approaches to measuring the impact of liabilities on SAA: actuarial simulation, replicating portfolio, and product-based dynamic liability modelling. It also compares the advantages and disadvantages of each approach in terms of accuracy and runtime efficiency, highlighting the benefits of a dynamic liability modelling approach as a fast, flexible, and efficient solution for multi-scenario SAA analyses in a full ALM context.
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21 March 2023Ortec Finance’s Client Conference in-person is backMay 10 & 11 Ortec Finance’s clients gather in Amsterdam for an in-person Client Conference. The event takes place in the iconic Eye Film Museum.
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01 February 2023Fixed income's triumphant returnWith bonds offering income and the prospect of decent returns at lower risk than stocks, pension funds may want to consider allocating more to this asset class again.
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08 December 2022Lisette van Leeuwen and Zeid Adabel to speak at Red Hat Open OpenShift Experience Group 2022December 15 Red Hat hosts the OpenShift Experience Group at ABN AMRO headquarters in Amsterdam, with among others Ortec Finance’s Lisette van Leeuwen and Zeid Adabel.