Banking for individual clients has evolved from a simple transactional business, focused on day-to-day banking, to incorporating a more comprehensive view of the clients’ total financial needs. Today’s clients are looking for integrated digital delivery, across multiple platforms, with or without direct human interaction, and with lower costs and more added value. A core part of this digital client experience is saving and investing for long term financial goals.
Support clients across multiple segments with investment decisions
Whether it’s saving for retirement, a major purchase or their kids’ education expenses, clients are looking for – digital – support and advice to help them make smart investment decisions. This should allow them to set goals, determine feasible objectives and select a portfolio that is most likely to achieve these goals. As market conditions and their financial situation change, clients are looking for timely advice – automated or supported by human advisors – to keep their goals on track.
Ortec Finance Solutions
The core business of Ortec Finance is the construction of global economic models that support decision making through market uncertainty. For more than 40 years, we have been doing this for the largest global institutional money managers. We apply these capabilities to individual client accounts to provide a realistic projection of how their portfolio will grow over time, and evaluate the feasibility to meet their long term goals. As the investment portfolio and the economic outlook change over time, the projections are dynamically updated and provide timely insight on how to keep goals on track.
Discover our Solutions for this Industry
Goal Based Wealth Management
Forward-looking insights into whether clients are on-track related to their investment objectives, to support timely advice, efficiently, at scale.
Goal Based Planning
Translate client financial goals into an optimal investment strategy that reflects their personal ambitions, cash flows and risk appetite and monitor the progress over time.
Read moreRetirement Planning
Enable clients to fund their lifelong retirement expenses through an integrated accumulation and decumulation strategy or discover options such as early retirement or other financial goals.
Read moreDifferent challenges, one solution
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Client engagement
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Digital and hybrid advice
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Operational efficient advice
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Product advice
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Comply with regulation
I’m looking for solutions to increase client engagement and add value to both client and advisors
As fees are compressing due to new market entrants, client engagement is becoming increasingly important. Providing timely and insightful advice helps the advisor to add more value, support more clients, and as a result enable them to retain and grow their business.
I need to engage my clients through multiple online channels to keep up with digitization
To reduce costs, but also to keep up with the increasing demand for client facing digital tools around personal finance and investment, organizations need to provide their services through multiple online channels. This calls for fast and efficient insights making use of automated suggestions and advice.
I need to engage my clients by providing client-centric advice and simultaneously increase cost efficiency
Improve engagement and increase of the number of clients per advisor, calls for operational efficient tools that, at the same time, support personal insights into their financial situation. Dynamic updates of client and market information is essential to increase engagement in an efficient way.
I need to help my clients decide which investment product is most suitable to meet their long term goals
Helping clients which investment products is most suitable for their long term goals is a core objective of the advisor. Whether it concerns registered or tax sheltered products related to specific goals such as retirement or kids’ education or non-registered products, advisors have a need for tools that support these complex decisions.
I need to comply with regulation related to assessing the suitability and appropriateness of advice
Increasing pressure of regulation, e.g. MiFiD II, ESMA (Europe), FSMA (UK) but also up and coming in other regions, require investment advisors to assess the suitability and appropriateness of proposed investment products, based on a holistic overview of their clients.
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
A few of our customers
If you would like to receive more information, a demo, or have any questions, please contact us below.
Contact
Iwan Schafthuizen
Managing Director Business Development
Neil Greenbaum
Executive Vice President, Sales & Partnerships North AmericaRelated Insights
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26 September 2023PRESS RELEASE: Canadian wealth managers and financial advisors to drive international investments, new research findsThe study found 78% are developing more internationally diversified portfolios.
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14 September 2023PRESS RELEASE: Clients increase their exposure to cash and alternatives, says new study of Canadian wealth managers and financial advisorsAlmost nine in 10 (86%) say they’ve been increasing their clients’ overall allocation to alternatives.
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30 August 2023PRESS RELEASE: Canadian clients increase their risk appetite as investment goals are hampered by volatile markets, says new studyAlmost all wealth managers and financial advisors say their clients’ investment goals have been adversely affected by recent market volatility.
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07 August 2023St James’s Place: Modernizing client engagement and increasing advisor productivityFirms utilizing available technology to personalize client engagement will be best positioned to capture a meaningful market opportunity St. James's Place is fully focused on delivering this highly personalized experience.
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01 August 2023PRESS RELEASE: Dramatic increase in focus on ESG investing Canadian wealth managers and financial advisors sayNearly all wealth managers and financial advisors say clients are increasing their focus on ESG credentials in their investment portfolios.
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25 July 2023Welcome to the Ortec Finance Goals-Based Investing Podcast!Join us for this journey into the evolution of a client-centric advisory model which identifies and monitors financial goals.
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24 July 2023Quarterly Outlook: Q2 2023The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
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20 July 2023PRESS RELEASE: Exponential client growth will continue to accelerate, say Canadian wealth and financial advisorsNumber of clients serviced by Canadian wealth managers will continue to grow due to impact of technology and a growing population of mass affluent, new research found.
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15 June 2023Consumer Duty - United Kingdom Financial WellnessManufacturers should have completed all necessary reviews to meet the outcome rules for their existing open products and services by 30th April. And don't forget, 31st July is the deadline for new and existing products or services open to sale or renewal.