Banking for individual clients has evolved from a simple transactional business, focused on day-to-day banking, to incorporating a more comprehensive view of the clients’ total financial needs. Today’s clients are looking for integrated digital delivery, across multiple platforms, with or without direct human interaction, and with lower costs and more added value. A core part of this digital client experience is saving and investing for long term financial goals.
Support clients across multiple segments with investment decisions
Whether it’s saving for retirement, a major purchase or their kids’ education expenses, clients are looking for – digital – support and advice to help them make smart investment decisions. This should allow them to set goals, determine feasible objectives and select a portfolio that is most likely to achieve these goals. As market conditions and their financial situation change, clients are looking for timely advice – automated or supported by human advisors – to keep their goals on track.
Ortec Finance Solutions
The core business of Ortec Finance is the construction of global economic models that support decision making through market uncertainty. For more than 40 years, we have been doing this for the largest global institutional money managers. We apply these capabilities to individual client accounts to provide a realistic projection of how their portfolio will grow over time, and evaluate the feasibility to meet their long term goals. As the investment portfolio and the economic outlook change over time, the projections are dynamically updated and provide timely insight on how to keep goals on track.
Discover our Solutions for this Industry
Goal Based Wealth Management
Forward-looking insights into whether clients are on-track related to their investment objectives, to support timely advice, efficiently, at scale.
Goal Based Planning
Translate client financial goals into an optimal investment strategy that reflects their personal ambitions, cash flows and risk appetite and monitor the progress over time.
Read moreRetirement Planning
Enable clients to fund their lifelong retirement expenses through an integrated accumulation and decumulation strategy or discover options such as early retirement or other financial goals.
Read moreDifferent challenges, one solution
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Client engagement
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Digital and hybrid advice
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Operational efficient advice
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Product advice
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Comply with regulation
I’m looking for solutions to increase client engagement and add value to both client and advisors
As fees are compressing due to new market entrants, client engagement is becoming increasingly important. Providing timely and insightful advice helps the advisor to add more value, support more clients, and as a result enable them to retain and grow their business.
I need to engage my clients through multiple online channels to keep up with digitization
To reduce costs, but also to keep up with the increasing demand for client facing digital tools around personal finance and investment, organizations need to provide their services through multiple online channels. This calls for fast and efficient insights making use of automated suggestions and advice.
I need to engage my clients by providing client-centric advice and simultaneously increase cost efficiency
Improve engagement and increase of the number of clients per advisor, calls for operational efficient tools that, at the same time, support personal insights into their financial situation. Dynamic updates of client and market information is essential to increase engagement in an efficient way.
I need to help my clients decide which investment product is most suitable to meet their long term goals
Helping clients which investment products is most suitable for their long term goals is a core objective of the advisor. Whether it concerns registered or tax sheltered products related to specific goals such as retirement or kids’ education or non-registered products, advisors have a need for tools that support these complex decisions.
I need to comply with regulation related to assessing the suitability and appropriateness of advice
Increasing pressure of regulation, e.g. MiFiD II, ESMA (Europe), FSMA (UK) but also up and coming in other regions, require investment advisors to assess the suitability and appropriateness of proposed investment products, based on a holistic overview of their clients.
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
A few of our customers
If you would like to receive more information, a demo, or have any questions, please contact us below.
Contact
Iwan Schafthuizen
Managing Director Business Development
Neil Greenbaum
Executive Vice President, Sales & Partnerships North AmericaRelated Insights
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19 September 2022Climate regulation in the US - Last ditch resistance to the inevitableThe US stands to both lose and gain considerably from a transition to a low carbon economy. Due to its geography, it is vulnerable to physical climate related risks including heatwaves, hurricanes & wildfires. Read more.
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22 July 2022Quarterly Outlook: Q2 2022The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
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11 July 2022Transform your practice with advanced scenario analysisFor individual investors and their advisors, leveraging an institutional-quality technological solution can help elevate the planning and management of client goals and enhance the operational efficiency of advisor practices, ultimately helping build better client outcomes in uncertain markets.
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04 July 2022Q2 Economic Scenario Outlook WebinarOur in-house experts Marijn Heijmerikx and Tom Hazenberg will walk you through our latest quarterly outlook and discuss the impact of stagflation on pension funds.
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20 June 2022Practice building made easier with advanced portfolio projection models
Being able to provide a sophisticated analysis of risk–return scenarios for clients offers a clearer line of sight into a client goals, no matter what the market brings.
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20 June 2022Ortec Finance works with Duke University to take first steps to incorporating Ecosystem Services Loss in financial climate risk modellingThe aim of this research is to better understand the most scientifically sound, yet practical way to measure the effect of Biodiversity and Ecosystem Service (BES) losses on the economy
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16 June 2022PRESS RELEASE: Ortec Finance Announces Partnership with ESG Book to Accelerate Investor Access to Sustainability Data and InsightsThe collaboration with ESG Book will provide clients with a one-stop shop for sustainability analysis. ESG Book, formerly Arabesque S-Ray, combines cutting-edge technology….
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27 May 2022Better client outcomes through advanced portfolio projection
A better portfolio projection model can offer more realistic and useful insights for advisors and their clients in changing market conditions. What should an advisor look for?
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17 May 2022Ortec Finance Accelerate Its Growth of Goal Based Investment with Appointment of Neil Greenbaum
Ortec Finance is pleased to announce the continued leadership and development of the OPAL Wealth platform and OPAL for Salesforce in North America with the appointment of Neil Greenbaum as Executive Vice President, Sales & Partnerships, North America.