This calls for the incorporation of online channels and automated advice into traditional banking concepts and triggers the search for the optimal hybrid advisory concept that meets the expectations of different client groups and increases client satisfaction.
What we are talking about is the optimal combination of online channels and/or well-equipped advisers. Ortec Finance provides financial institutions around the world with professional consultancy and software models for Goal Based Planning which enables them to engage their customers online, help their advisers to be more productive, and thus increase efficiency.
Goal Based Planning
The core business of Ortec Finance is to support smart and responsible financial decision making. We believe that financial goals form the basis of any financial advice. In order to make financial decisions, clients need insight into risk, return and the feasibility of their financial goals. A combination of cash flow planning and scenario analysis provides this insight by demonstrating the effect of investment decisions, changes in a client’s financial situation, and market developments on the probability of reaching financial goals.
Tailored to your client proposition
In advising Retail, Mass Affluent or (U)HNWI clients, the complexity level of communication and the efficiency of the advisory process varies. Our solutions deliver this information and can be tailored to your unique proposition, reflecting specific clients and the processes you want to convey. Our key objective is to reduce the complexity of financial decision making and enable individuals to reach their financial goals.
Discover our solutions for banks
Goal Based Planning
Translate personal goals into an optimal investment strategy by using OPAL for your goal based strategic planning and goal based investing
Climate & ESG solutions
Integrate sustainability across your strategic invesment decision-making by using our Climate & ESG Solutions
Real Estate Valuation
Reliable, efficient and transparent real estate valuation and taxation
Read more
Different challenges, one solution
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Easy integration
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Real-time web service
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Proven ALM techniques
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Scientifically based market value
I want a solution that can be easily integrated with my existing business processes
Our financial advice tools are easily integrated with your existing business processes and directly contribute to a structured and efficient process that is compliant with (inter)national regulations. Risk and return are communicated consistently across the entire product range and communication channels, resulting in a consistent investment experience. It increases the likelihood of meeting your client's expectations and improves business retention.
I want a solution which delivers real-time web service and fast performance
OPAL is a web-based tool which delivers real-time web service and fast performance. It also ensures effective implementation of MiFID and ESMA or local guidelines.
I want a solution based on proven asset and liability management techniques
Our solutions are powered by the Dynamic Scenario Generator (DSG), Ortec Finance’s core stochastic scenario generator. This powerful stochastic projection engine generates real world economic scenarios that reflect plausible future developments and are construed from sophisticated analysis of historical behaviour.
Our solution is based on proven asset and liability management techniques that are widely used in institutional investments and which are crucial for supporting and improving investment decision making. High quality scenarios lead to better information and better investment decisions. They help your clients to set realistic long-term and short-term goals and enable active monitoring of strategy and goals. Benchmark selection is customizable and results in scenarios that are in line with your investment strategy.
I want to have a scientifically based market (rental) value of my collateral at any time
The statistical and scientific automated valuation model (AVM) of Ortec Finance can quickly, efficiently, objectively, and accurately determine the market value and market rent of your properties. This assessment is achieved by means of a hedonic regression model. As such, based on all realized transactions in the Netherlands, a model that can determine the market value is estimated monthly. By approaching the value from different angles, we are able to supply the reliability and risks of the objectively determined value along with the valuations. In the calculations, we take into account the number of transactions, the distribution within the transactions, and the time period between the most recent transaction and the current valuation date.
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
A few of our customers
Contact
Iwan Schafthuizen
Managing Director Business Development
Richard Owen
Business DevelopmentRelated Insights
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16 June 2021The Road to COP26It has been a busy few weeks here in Europe. From international diplomacy and ESG disclosure requirements and taxation, government leaders have been on the same page to combat the climate crisis and setting a minimum percentage for corporate taxation.
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15 June 2021Richard Owen is speaking at Aite Group’s Digital Innovation in Wealth Management Executive ForumWe are proud to announce that we are a platinum sponsor of Aite Group’s Digital Innovation in Wealth Management Executive Forum. Join this event and learn from industry experts how leading financial institutions have navigated the crisis and how innovation and evolving digital platforms have helped them serve their clients better during the crisis.
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15 June 2021Investment performance method by Ortec Finance republished in Journal of Performance MeasurementOrtec Finance is honored that the Journal of Performance Measurement (JPM) republished a Landmark article that was co-authored by Elske van de Burgt
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14 June 2021Green benchmarks don’t mitigate all climate risk, but they do shift capitalWillemijn Verdegaal will be speaking at RI Europe 2021 by Responsible Investor! This panel, on June 16, will be a deep-dive on: What financial/environmental changes are Paris-aligned and Climate Transition benchmarks driving?
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10 June 2021CEO and clients very positive about our Client Conference – all materials availableClients were very positive in evaluating the 13th Ortec Finance Client Conference. They were presented a two-day program with many contributions from clients, external speakers and our own specialists.
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10 June 2021OPAL Wealth - A new OPAL platform that enhances client engagement through goals based wealth management
In this session, Richard Owen, Vice President located in our Toronto office, introduces a new OPAL platform being developed and based on the input from multiple North American wealth management firms. The new platform enables advisors to enhance client engagement through goal based wealth management, through a powerful and intuitive user interface.
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10 June 2021VisualVest, from a Robo advice start-up to a nationwide roll out in the Cooperative Banking Network
Clients were very positive about our Client Conference. View here the recording and download the presentation of the session “VisualVest, from a Robo advice start-up to a nationwide roll out in the Cooperative Banking Network”.
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10 June 2021How to integrate climate into investment decision making
Clients were very positive about our Client Conference. View here the recording and download the presentation of the session “How to integrate climate into investment decision making”.
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05 May 2021Willemijn Verdegaal is speaking at Responsible Investor UK 2021Willemijn Verdegaal will be speaking at RI UK 2021 by Responsible Investor! This session will discuss data challenges, ESG disclosure, and the impact of the incoming EU regulations for investors. More info and access to the full agenda and registration link here.