Banking for individual clients has evolved from a simple transactional business, focused on day-to-day banking, to incorporating a more comprehensive view of the clients’ total financial needs. Today’s clients are looking for integrated digital delivery, across multiple platforms, with or without direct human interaction, and with lower costs and more added value. A core part of this digital client experience is saving and investing for long term financial goals.
Support clients across multiple segments with investment decisions
Whether it’s saving for retirement, a major purchase or their kids’ education expenses, clients are looking for – digital – support and advice to help them make smart investment decisions. This should allow them to set goals, determine feasible objectives and select a portfolio that is most likely to achieve these goals. As market conditions and their financial situation change, clients are looking for timely advice – automated or supported by human advisors – to keep their goals on track.
Ortec Finance Solutions
The core business of Ortec Finance is the construction of global economic models that support decision making through market uncertainty. For more than 40 years, we have been doing this for the largest global institutional money managers. We apply these capabilities to individual client accounts to provide a realistic projection of how their portfolio will grow over time, and evaluate the feasibility to meet their long term goals. As the investment portfolio and the economic outlook change over time, the projections are dynamically updated and provide timely insight on how to keep goals on track.
Discover our Solutions for this Industry
Goal Based Wealth Management
Forward-looking insights into whether clients are on-track related to their investment objectives, to support timely advice, efficiently, at scale.
Goal Based Planning
Translate client financial goals into an optimal investment strategy that reflects their personal ambitions, cash flows and risk appetite and monitor the progress over time.
Read moreRetirement Planning
Enable clients to fund their lifelong retirement expenses through an integrated accumulation and decumulation strategy or discover options such as early retirement or other financial goals.
Read moreDifferent challenges, one solution
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Client engagement
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Digital and hybrid advice
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Operational efficient advice
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Product advice
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Comply with regulation
I’m looking for solutions to increase client engagement and add value to both client and advisors
As fees are compressing due to new market entrants, client engagement is becoming increasingly important. Providing timely and insightful advice helps the advisor to add more value, support more clients, and as a result enable them to retain and grow their business.
I need to engage my clients through multiple online channels to keep up with digitization
To reduce costs, but also to keep up with the increasing demand for client facing digital tools around personal finance and investment, organizations need to provide their services through multiple online channels. This calls for fast and efficient insights making use of automated suggestions and advice.
I need to engage my clients by providing client-centric advice and simultaneously increase cost efficiency
Improve engagement and increase of the number of clients per advisor, calls for operational efficient tools that, at the same time, support personal insights into their financial situation. Dynamic updates of client and market information is essential to increase engagement in an efficient way.
I need to help my clients decide which investment product is most suitable to meet their long term goals
Helping clients which investment products is most suitable for their long term goals is a core objective of the advisor. Whether it concerns registered or tax sheltered products related to specific goals such as retirement or kids’ education or non-registered products, advisors have a need for tools that support these complex decisions.
I need to comply with regulation related to assessing the suitability and appropriateness of advice
Increasing pressure of regulation, e.g. MiFiD II, ESMA (Europe), FSMA (UK) but also up and coming in other regions, require investment advisors to assess the suitability and appropriateness of proposed investment products, based on a holistic overview of their clients.
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
A few of our customers
If you would like to receive more information, a demo, or have any questions, please contact us below.
Contact
Iwan Schafthuizen
Managing Director Business Development
Neil Greenbaum
Executive Vice President, Sales & Partnerships North AmericaRelated Insights
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17 January 2023Portfolio net-zero alignment in a nutshellLearn how the Implied Temperate Rise (ITR) metric can be the most reliable and comprehensive portfolio net-zero alignment metric
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23 November 2022Reflections on COP27 – Progress on loss and damage in exchange for ongoing public policy failure to deliver on climate action?Bert Kramer, Head of Research and Rosanne Lam, Strategy Manager attended COP27 in Sharm El Sheikh this year and observed the collective shift in tone from ambitious target-setting towards an attempt to tangibly implement climate compensation amongst our world leaders and industries.
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07 November 2022Neil Greenbaum to present at Aite-Novarica’s Wealth and Asset Management ConferencePlease join Neil Greenbaum as he presents at Aite-Novarica’s Wealth and Asset Management Conference in New York on November 9th, 2022
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24 October 2022Quarterly Outlook: Q4 2022The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
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13 October 2022Portfolio and Goal Monitoring: The Next Level in Goal-Based PlanningFor individual investors and their advisors, this technology can help elevate the advice and management of client goals and enhance the operational efficiency of advisor practices, ultimately helping build better client outcomes.
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30 September 2022Stargazing IIThe global central banking community, the Network for Greening the Financial System (NGFS), released its third vintage of climate scenarios for forward looking climate risks assessment. Read more..
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19 September 2022Climate regulation in the US - Last ditch resistance to the inevitable
The US stands to both lose and gain considerably from a transition to a low carbon economy. Due to its geography, it is vulnerable to physical climate related risks including heatwaves, hurricanes & wildfires. Read more.
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11 July 2022Transform your practice with advanced scenario analysis
For individual investors and their advisors, leveraging an institutional-quality technological solution can help elevate the planning and management of client goals and enhance the operational efficiency of advisor practices, ultimately helping build better client outcomes in uncertain markets.