OPAL Planning provides forward-looking insights into whether clients are on-track regarding their investment objectives. Together with a fully integrated cash flow planning tool for a holistic view on the client situation, the tool addresses both income and investment risk.
About OPAL Planning
OPAL Planning uses realistic portfolio projections of institutional quality, based on monthly updated economic scenarios for more than 700 asset classes, which can be linked to client financial goals. Additionally, OPAL Planning offers a fully integrated cash flow planning to enable easy identification of possible budget shortfalls or surpluses, which supports efficient decisions. OPAL Planning differentiates itself from all other financial planning tools by integrating the effect of investment risks on the realization of expenditure goals. OPAL Planning can be deployed through three different modules:
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OPAL Wealth Planning & Monitoring
Supports advisors with MiFiD II compliant product advice related to suitability and appropriateness -
OPAL Retirement Planning & Monitoring
Enables enhanced product advice, through a holistic overview of a client’s financial situation based on an integrated cash flow plan -
OPAL Financial Planning & Monitoring
Provides additional functionality with further insights into life events such as early death.
Available as plug and play UI or flexible REST API
OPAL Planning can be deployed as a plug-and-play user interface that supports advisors to efficiently support their client base with Goal-Based Planning and/or Retirement Planning. The application can be linked to external data sources, supports single sign on and the look and feel can be adjusted to provide a seamless experience for the user.
OPAL Planning is also available as a high speed REST API, which enables organizations to implement the capabilities directly into existing platforms or client-facing web applications, e.g. to support robo-advice client journeys, hybrid advisor experience or other technology platforms such as CRM, Portfolio Management or Financial Planning software.
Features
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Forward looking portfolio projections
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MiFiD II compliant product advice
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Linking multiple accounts
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Fully integrated cash flow
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Advisor Dashboard
Forward looking portfolio projections and insights into risk and return based on more than 700 global asset classes.
Supports advisors with MiFiD II compliant product advice related to suitability and appropriateness.
Linking multiple accounts to multiple goals and insights into feasibility of client goals.
A fully integrated cash flow module that can be localized for pensions, products and taxes, with proven solutions in the UK and the Netherlands.
Advisor Dashboard with daily updated monitoring for signaling off-track client goals.
Discover our solutions for this industry
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Goal Based Planning
Translate client financial goals into an optimal investment strategy that reflects their personal ambitions, cash flows and risk appetite and monitor the progress over time.
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Retirement Planning
Enable clients to fund their lifelong retirement expenses through an integrated accumulation and decumulation strategy or discover options such as early retirement or other financial goals.
For more information download our OPAL leaflet by filling out the form.
Contact
Iwan Schafthuizen
Managing Director Business Development
Richard Boyce
Managing Director CanadaRelated Insights
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24 January 2022Quarterly Outlook: Q4 2021The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
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30 December 2021Quarterly Scenario WebinarJoin us on January 20 for the Q4 edition of the Economic Scenario Outlook webinar.
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26 November 2021Webinar recording: Smart modeling of risk-neutral scenariosMissed our Smart modelling of risk-neutral scenarios webinar? Download presentation here.
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29 October 2021COP26: Every minute countsIn a few days COP26, the annual United Nations climate change conference, will begin. We expect a real sense of urgency to take measures to prevent global warming from exceeding 1.5 degrees Celsius. Why 1.5 degrees and why are businesses and investors so concerned about it?
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25 October 2021The uncertainty of long-term Capital Market AssumptionsIn this paper, we discuss how we arrive at our long-term CMAs, how we take the uncertainty around these assumptions into account, and we illustrate its relevance for investment decision-making.
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25 October 2021Missed our Q3 2021 Scenario Webinar? Watch it hereDownload materials if you missed our Q3 webinar - Phasing out of extraordinary policy support measures by Marijn Heijmerikx and Erik Hennink.
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15 October 2021Webinar on MiFID II implementation by different EU private banksMiFID II requires private banks and wealth managers to demonstrate that the investment product or instrument they offer is suitable for their client. This suitability requirement also includes that the client has sufficient investment knowledge and experience to understand the functioning and the risks of the investment product(s) or instrument(s).
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29 September 2021Quarterly Scenario Webinar – Phasing out of extraordinary policy support measuresJoin us on October 21 for the latest edition of the Economic Scenario Outlook webinar. Our in-house experts Marijn Heijmerikx and Erik Henning will take a closer look at the economic outcomes resulting from the scaling down of extraordinary fiscal measures, and walk you through our unique methodology for long-term capital market assumptions.
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10 September 2021Willemijn Verdegaal is speaking at The Economist’s Climate Risk EuropeAligning a portfolio to net-zero targets does not necessarily mitigate all climate-related financial risks. What other material risks should you be addressing? What are the main risk drivers and what analysis tools can best quantify both portfolio temperature scores and financial risks? What are the strengths and limitations of low-carbon benchmarks?