OPAL Planning provides forward-looking insights into whether clients are on-track regarding their investment objectives. Together with a fully integrated cash flow planning tool for a holistic view on the client situation, the tool addresses both income and investment risk.
About OPAL Planning
OPAL Planning uses realistic portfolio projections of institutional quality, based on monthly updated economic scenarios for more than 700 asset classes, which can be linked to client financial goals. Additionally, OPAL Planning offers a fully integrated cash flow planning to enable easy identification of possible budget shortfalls or surpluses, which supports efficient decisions. OPAL Planning differentiates itself from all other financial planning tools by integrating the effect of investment risks on the realization of expenditure goals. OPAL Planning can be deployed through three different modules:
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OPAL Wealth Planning & Monitoring
Supports advisors with MiFiD II compliant product advice related to suitability and appropriateness -
OPAL Retirement Planning & Monitoring
Enables enhanced product advice, through a holistic overview of a client’s financial situation based on an integrated cash flow plan -
OPAL Financial Planning & Monitoring
Provides additional functionality with further insights into life events such as early death.
Available as plug and play UI or flexible REST API
OPAL Planning can be deployed as a plug-and-play user interface that supports advisors to efficiently support their client base with Goal-Based Planning and/or Retirement Planning. The application can be linked to external data sources, supports single sign on and the look and feel can be adjusted to provide a seamless experience for the user.
OPAL Planning is also available as a high speed REST API, which enables organizations to implement the capabilities directly into existing platforms or client-facing web applications, e.g. to support robo-advice client journeys, hybrid advisor experience or other technology platforms such as CRM, Portfolio Management or Financial Planning software.
Features
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Forward looking portfolio projections
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MiFiD II compliant product advice
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Linking multiple accounts
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Fully integrated cash flow
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Advisor Dashboard
Forward looking portfolio projections and insights into risk and return based on more than 700 global asset classes.
Supports advisors with MiFiD II compliant product advice related to suitability and appropriateness.
Linking multiple accounts to multiple goals and insights into feasibility of client goals.
A fully integrated cash flow module that can be localized for pensions, products and taxes, with proven solutions in the UK and the Netherlands.
Advisor Dashboard with daily updated monitoring for signaling off-track client goals.
Discover our solutions for this industry
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Goal Based Planning
Translate client financial goals into an optimal investment strategy that reflects their personal ambitions, cash flows and risk appetite and monitor the progress over time.
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Retirement Planning
Enable clients to fund their lifelong retirement expenses through an integrated accumulation and decumulation strategy or discover options such as early retirement or other financial goals.
For more information download our OPAL leaflet by filling out the form.
Contact
Iwan Schafthuizen
Managing Director Business Development
Neil Greenbaum
Executive Vice President, Sales & Partnerships North AmericaRelated Insights
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17 January 2023Portfolio net-zero alignment in a nutshellLearn how the Implied Temperature Rise (ITR) metric can be the most reliable and comprehensive portfolio net-zero alignment metric
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05 January 2023Welcoming Jochem Van Grondelle to Ortec FinanceJochem Van Grondelle joins Ortec Finance as a senior consultant where he will contribute to the success of banks and wealth managers globally with our OPAL platform
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23 November 2022Reflections on COP27 – Progress on loss and damage in exchange for ongoing public policy failure to deliver on climate action?Bert Kramer, Head of Research and Rosanne Lam, Strategy Manager attended COP27 in Sharm El Sheikh this year and observed the collective shift in tone from ambitious target-setting towards an attempt to tangibly implement climate compensation amongst our world leaders and industries.
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07 November 2022Neil Greenbaum to present at Aite-Novarica’s Wealth and Asset Management ConferencePlease join Neil Greenbaum as he presents at Aite-Novarica’s Wealth and Asset Management Conference in New York on November 9th, 2022
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24 October 2022Quarterly Outlook: Q4 2022The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
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13 October 2022Portfolio and Goal Monitoring: The Next Level in Goal-Based PlanningFor individual investors and their advisors, this technology can help elevate the advice and management of client goals and enhance the operational efficiency of advisor practices, ultimately helping build better client outcomes.
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19 September 2022Climate regulation in the US - Last ditch resistance to the inevitable
The US stands to both lose and gain considerably from a transition to a low carbon economy. Due to its geography, it is vulnerable to physical climate related risks including heatwaves, hurricanes & wildfires. Read more.