Life insurance products are often characterized by embedded options and guarantees. The value of these options and guarantees depends heavily on the prevailing economic conditions.
Examples are the interest rate in case of profit-sharing options or the return on investments in case of Unit-Linked products with a return guarantee. The value of embedded options and guarantees is an integral part of the market value of insurance liabilities. A correct and consistent valuation is therefore essential. Not only from the perspective of good risk management, but also for internal and supervisory reporting.
Related Insights
-
27 June 2022Funding ratio/solvency ratio attribution webinar by Maarten Niederer: materialsJune 21 Ortec Finance’s Senior Consultant Maarten Niederer hosted a webinar on funding ratio/solvency ratio attribution.
-
16 June 2022PRESS RELEASE: Ortec Finance Announces Partnership with ESG Book to Accelerate Investor Access to Sustainability Data and InsightsThe collaboration with ESG Book will provide clients with a one-stop shop for sustainability analysis. ESG Book, formerly Arabesque S-Ray, combines cutting-edge technology….
-
09 June 2022Funding ratio and solvency ratio attribution explained in webinar
On June 21 4:00pm CEST Maarten Niederer hosts a funding ratio, or solvency ratio, attribution webinar.
-
11 May 2022Ortec Finance Expands Global Presence With Appointment Of Kristin HarringtonSAN FRANCISCO, UNITED STATES – (May 11, 2022) Ortec Finance, a global fintech company specialized in offering solutions and services for institutional investors to improve their investment decision-making, is pleased to announce the expansion of its global presence with the appointment of Kristin Harrington as Managing Director, United States.
-
09 May 2022Ortec Finance on tour to meet students this weekThis week Ortec Finance visits Delft and Groningen to meet students and show our career opportunities on May 10, 11 and 12.
-
04 May 2022Managing geopolitical disruption: The uncertainty facing today’s pension fundsRead our latest whitepaper to find out about the impact of uncertainty on your Pension Fund
-
25 April 2022Quarterly Outlook: Q1 2022The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
-
28 March 2022Microsoft publishes a client story about Ortec FinanceMicrosoft describes on their website how Ortec Finance created a ‘batteries included’ cloud-native platform on Azure Red Hat OpenShift.
-
22 March 2022Journal of Performance Measurement publishes Funding/Solvency Ratio Attribution articleMaarten Niederer wrote an article about Funding/Solvency Ratio Attribution. The Journal of Performance Measurement published the article in its Winter edition.