Life insurance products are often characterized by embedded options and guarantees. The value of these options and guarantees depends heavily on the prevailing economic conditions.
Examples are the interest rate in case of profit-sharing options or the return on investments in case of Unit-Linked products with a return guarantee. The value of embedded options and guarantees is an integral part of the market value of insurance liabilities. A correct and consistent valuation is therefore essential. Not only from the perspective of good risk management, but also for internal and supervisory reporting.
26 October 2022PRESS RELEASE: Qontigo integrates Ortec Finance’s climate risk scenarios into enterprise risk management solution, Axioma Risk
Qontigo has partnered with Ortec Finance to provide climate stress testing capabilities within Qontigo’s Axioma RiskTM for clients.
24 October 2022Quarterly Outlook: Q3 2022
The outlook is based on the Ortec Finance Economic Scenario Generator (ESG) and offers our perspective on recent developments in the economy and capital markets.
07 October 2022Join Ortec Finance at MPRL in Dallas on October 11, 2022
Change the way you are thinking about risk within your pension. Join Ortec Finance’s Elwin Molenbroek for a session on Risk/Return Seeking Assets in a Time of Volatility
07 October 2022Join Elwin Molenbroek for a brief discussion with Josh Scott of P&I in advance of MPRL
Elwin and Josh discuss the current state of markets and how pensions are operating in them
05 October 2022PRESS RELEASE: US pension funds boost stress testing as risks grow
Kristin Harrington, Managing Director Ortec Finance US said: “Stress testing and scenario modeling is becoming more important for pension funds in the US and that is reflected in the increased...
05 October 2022PRESS RELEASE: Canadian pension funds boost stress testing as risks grow
Richard Boyce, Managing Director Ortec Finance Canada said: “The risks funds are facing are increasing with inflation and climate change identified as the biggest challenges to schemes trying to...
05 October 2022Q3 Economic Scenario Outlook webinar
Join us on October 20 for the Q3 edition of the Economic Scenario Outlook webinar. Our in-house experts Gilbert Kruimer and Hens Steehouwer will walk you through our latest quarterly outlook and discuss how to integrate and apply economic and climate scenarios.
05 October 2022PRESS RELEASE: UK pension funds boost stress testing as risks grow
Deon Dreyer, Managing Director Ortec Finance UK said: “Pension funds need to manage their balance sheet effectively in order to achieve long-term objectives while dealing with short-term risks. That includes identifying...