Product Design
Communication
An appropriate product is only successful if participants understand the added value and are adequately guided in the choices they can make regarding their retirement planning. Communicating about only one pension scheme or claim does not help an individual to make a good pension choice. It is important to present all pension entitlements (both the 1st, 2nd and 3rd pillar) and preferably also the claims of a possible partner. This determines whether the total income is enough to be able to continue the desired lifestyle or retire at the desired age. With our OPAL platform, we are able to produce an integral financial overview and the technological progress in the availability of data allows you to present it to participants in an accessible way. This may comprise offering personal client journeys that provide insight in, for example, a choice within a pension scheme, but early retirement, reduced working hours or additional savings are also possible. That way pension communication is not an obligation but a valued service which also contributes to additional customer loyalty.OPAL enables goal-based investment decision-making. We leverage our institutional investment risk management expertise by using top-notch calculations as the core of the solution. This enables financial institutions to translate personal goals of their clients into an optimal financial plan and monitor these goals over time.
Consistent Application Economic Scenarios
What's unique about Ortec Finance is that we use the same economic scenarios both in product design and in communication, and thus manage to bring these disciplines together in our 2 platforms in a consistent manner.
More about OPAL More about GLASS
Benefits
- High quality global economic scenarios
- Global knowledge and expertise in pension advice and design
- High-performance calculation engine for individual pension communication
- MiFID compliant advisory process
- Integrated solutions
Different challenges, one solution
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Complete overview
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Adjusting retirement income
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High-performance calculation engine
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Integrated asset and cash flow planning
Will my clients retirement income be sufficient?
New technology means your clients no longer need to fill out information every time. Often a single login suffices to bring up the available information, making it much easier for them to arrive at a complete overview. You can activate your clients by offering them more options to act and allowing them to play with topics like early retirement planning or supplementing a pension gap.I want my clients to be able to safely, easily and rapidly adjust their retirement income
Our OPAL calculation engine provides a complete financial planning, taking into account all financial risks and taxation. Additionally, we offer you a unique solution which seamlessly connects asset accumulation and pension payments (decumulation), including an integrated risk approach.I need a high-performance calculation engine
Ortec Finance offers you the engine through an ISAE certified data center with high computing power, meaning that your clients can safely, easily and rapidly play with their retirement income.
I need an integrated asset and cash flow planning including risks
We offer you a unique solution which seamlessly connects asset accumulation and pension payments (decumulation), including an integrated risk approach
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
Contact
David Kronbichler
Managing Director
Sacha van Hoogdalem
Managing DirectorRelated Insights
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16 June 2021The Road to COP26It has been a busy few weeks here in Europe. From international diplomacy and ESG disclosure requirements and taxation, government leaders have been on the same page to combat the climate crisis and setting a minimum percentage for corporate taxation.
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15 June 2021Richard Owen is speaking at Aite Group’s Digital Innovation in Wealth Management Executive ForumWe are proud to announce that we are a platinum sponsor of Aite Group’s Digital Innovation in Wealth Management Executive Forum. Join this event and learn from industry experts how leading financial institutions have navigated the crisis and how innovation and evolving digital platforms have helped them serve their clients better during the crisis.
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14 June 2021Green benchmarks don’t mitigate all climate risk, but they do shift capitalWillemijn Verdegaal will be speaking at RI Europe 2021 by Responsible Investor! This panel, on June 16, will be a deep-dive on: What financial/environmental changes are Paris-aligned and Climate Transition benchmarks driving?
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10 June 2021CEO and clients very positive about our Client Conference – all materials availableClients were very positive in evaluating the 13th Ortec Finance Client Conference. They were presented a two-day program with many contributions from clients, external speakers and our own specialists.
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10 June 2021VisualVest, from a Robo advice start-up to a nationwide roll out in the Cooperative Banking Network
Clients were very positive about our Client Conference. View here the recording and download the presentation of the session “VisualVest, from a Robo advice start-up to a nationwide roll out in the Cooperative Banking Network”.
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10 June 2021How to integrate climate into investment decision making
Clients were very positive about our Client Conference. View here the recording and download the presentation of the session “How to integrate climate into investment decision making”.
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05 May 2021Willemijn Verdegaal is speaking at Responsible Investor UK 2021Willemijn Verdegaal will be speaking at RI UK 2021 by Responsible Investor! This session will discuss data challenges, ESG disclosure, and the impact of the incoming EU regulations for investors. More info and access to the full agenda and registration link here.
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04 May 2021Ortec Finance featured in the WealthTech100 list as one of the world’s most innovative WealthTech company in 2021For the third consecutive year, we are proud to be featured as one of the top 100 most innovative WealthTech companies in the world with our OPAL solution. The prestigious list recognizes solution providers for their innovative use of technology to solve a significant industry problem, or to generate cost savings or efficiency improvements. This year’s editions also features an interview with Ronald Janssen, our Goal Based Planning solution head.
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26 April 2021Not attended our Q1 2021 Scenario Webinar – Introducing our latest innovation: a credit rating transition module? Download hereDownload materials if you missed our Q1 webinar - Introducing our latest innovation: a credit rating transition module by Alex Boer and Patrick Tuijp.