Product Design
Communication
An appropriate product is only successful if participants understand the added value and are adequately guided in the choices they can make regarding their retirement planning. Communicating about only one pension scheme or claim does not help an individual to make a good pension choice. It is important to present all pension entitlements (both the 1st, 2nd and 3rd pillar) and preferably also the claims of a possible partner. This determines whether the total income is enough to be able to continue the desired lifestyle or retire at the desired age. With our OPAL platform, we are able to produce an integral financial overview and the technological progress in the availability of data allows you to present it to participants in an accessible way. This may comprise offering personal client journeys that provide insight in, for example, a choice within a pension scheme, but early retirement, reduced working hours or additional savings are also possible. That way pension communication is not an obligation but a valued service which also contributes to additional customer loyalty.OPAL enables goal-based investment decision-making. We leverage our institutional investment risk management expertise by using top-notch calculations as the core of the solution. This enables financial institutions to translate personal goals of their clients into an optimal financial plan and monitor these goals over time.
Consistent Application Economic Scenarios
What's unique about Ortec Finance is that we use the same economic scenarios both in product design and in communication, and thus manage to bring these disciplines together in our 2 platforms in a consistent manner.
More about OPAL More about GLASS
Benefits
- High quality global economic scenarios
- Global knowledge and expertise in pension advice and design
- High-performance calculation engine for individual pension communication
- MiFID compliant advisory process
- Integrated solutions
Different challenges, one solution
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Complete overview
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Adjusting retirement income
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High-performance calculation engine
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Integrated asset and cash flow planning
Will my clients retirement income be sufficient?
New technology means your clients no longer need to fill out information every time. Often a single login suffices to bring up the available information, making it much easier for them to arrive at a complete overview. You can activate your clients by offering them more options to act and allowing them to play with topics like early retirement planning or supplementing a pension gap.I want my clients to be able to safely, easily and rapidly adjust their retirement income
Our OPAL calculation engine provides a complete financial planning, taking into account all financial risks and taxation. Additionally, we offer you a unique solution which seamlessly connects asset accumulation and pension payments (decumulation), including an integrated risk approach.I need a high-performance calculation engine
Ortec Finance offers you the engine through an ISAE certified data center with high computing power, meaning that your clients can safely, easily and rapidly play with their retirement income.
I need an integrated asset and cash flow planning including risks
We offer you a unique solution which seamlessly connects asset accumulation and pension payments (decumulation), including an integrated risk approach
We are not afraid to challenge each other
Tom Loonen of InsingerGilissen is convinced that the work of private bankers will not be made superfluous by digitization. Which does not take away the fact that digitization produces good tools that can help him facilitate customers.
“We appreciate that Ortec Finance positions itself as an independent party that also dares to pose critical questions about our governance, investment policy, and how we guarantee good risk management.”
Contact
David Kronbichler
Managing Director
Sacha van Hoogdalem
Managing DirectorRelated Insights
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14 January 2021PRESS RELEASE: Russ Bowdrey new Client Servicing Team Lead for Ortec Finance’s Climate & ESG SolutionsOrtec Finance, the leading global provider of technology and solutions for risk and return management, is proud to welcome Russ Bowdrey as Team Lead, Client Servicing for our Climate & ESG Solutions.
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17 December 2020Looking back at one year in the Australian officeIn January 2020 Ortec Finance opened its office in Melbourne and appointed Stefano Lee to head up the office as Managing Director for Australia and New Zealand.
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17 December 2020How Climate Change may affect Retail Wealth AdviceWhile institutional investors are already incorporating the risks and opportunities of ClimateChange into their policies, this is still barely the case for retail investors and their advisors. How may the potential consequences of Climate Change affect the perspective on expected rate of return? And how does this perspective impact decision-making for retail investors? With this series of blogs, we would like to give you a little sneak peek into our own innovation roadmap. In the next few months, we will publish several blogs and discuss our developments on some important components of the advice process. Read the third article of the blog series here.
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18 November 2020Boost the Added Value of Advice with Goal MonitoringRecent turbulence on the financial markets and the current uncertainty around the global economy highlight the necessity for frequently updated plans and goal-based strategies. Common market practice to provide a static plan to help clients reach their financial objectives, based on past performance only, is outdated. The technology to help advisors improve the investment decision making of their clients in a cost-effective and efficient way is available, so why wait?
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10 November 2020Ortec Finance to present at World Summit AI
David Kroon, Research Engineer at Ortec Finance’s R&D Labs to speak about Machine Learning in Automated Valuation Models at World Summit AI on November 12.
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06 November 2020Proud sponsor of Cutter Associates Virtual Meetings
PEARL, Ortec Finance performance measurement & attribution software proud sponsor of Cutter Associates Virtual Member Meetings. Info, agenda, registration.
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26 October 2020Missed our Q3 Economic Outlook & Correlations webinar? Download materials hereDownload the presentation, videorecording, Correlations whitepaper and our Q3 Economic Outlook here
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15 September 2020Ortec Finance releases new and unique wealth management capabilities to the Salesforce PlatformOrtec Finance has released brand new functionality with the OPAL app release on the Salesforce AppExchange that enables wealth managers and advisors to monitor their client’s financial goals. Read more in this press release.
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14 September 2020Union Investment goes live with PEARLUnion Investment, one of the most successful German fund managers, has adopted Ortec Finance’s Performance Measurement, Attribution & GIPS solution PEARL for their asset management services.