In a time of unprecedented uncertainty Insurers are more than ever keen to understand how their investment strategy will impact their business, in the short term and on longer horizons. With its direct relation to Asset and Liability Management, broader Enterprise Risk Management and key areas such as Liquidity Analysis, sharpening your understanding of the Portfolio dynamics is crucial.

As an independent specialist, Ortec Finance provides insurance asset management and insurance software solutions to help insurers manage the complexity of (investment) decisions. We design, build, and apply solutions for (dynamic) risk management, valuing embedded options, and apply solutions for Enterprise Risk Management (ERM), Asset and Liability Management, and Performance and Risk Attribution. In addition, we deliver real-world and calibrated risk-neutral scenarios with our state-of-the-art Economic Scenario Generators (ESGs). We do this for all types of insurance companies, such as life, non-life, health and composite insurers, both in our domestic market and across the globe.

The insurance sector is undergoing structural changes due to financial, economic and regulatory developments. As an insurer, you need to implement an appropriate (investment) strategy to find the right balance between the interests of various stakeholders. This is central to a good strategic risk management. Subsequently, close monitoring of your investment portfolio will ensure it remains in line with the strategic objectives and risk appetite. In addition, a high-quality ex-post performance analysis can help you make the right ex-ante decisions. This is laid out in the Ortec Finance Strategic Risk Management framework which includes solutions on insurance asset management and insurance software.

Contact

Tessa Kuijl
Tessa Kuijl
Senior Lead Consultant
+31 20 700 97 68
Marco Hoogendijk
Marco Hoogendijk
Managing Director Asia
+852 24 77 98 38

Thorough, effective, and independent

Ortec Finance combines state-of-the-art technologies, the latest academic developments, and practical experience to help you face these challenges. Our long-lasting collaboration with the academic community guarantees that our methodology is well-founded in scientific research. We also invest extensively in understanding the needs of our clients to ensure a smooth and practical application of our advanced decision-support software. We value our independence, which ensures we can provide the best level of support to our clients. Hence we refrain from any activities that could cause conflicts of interest (e.g. manager selection).

 

Structural financial, economic, and regulatory developments compel insurers to have a framework for continuous and consistent investment and risk management.

Different challenges, one solution

  • I would like to gain insight into my future potential for Capital Generation
    There is an ongoing shift in the way in which analysts and other stakeholders look at the financial performance of insurers. This is why Ortec Finance has positioned its asset and liability modelling framework (GLASS) to cope with a forward looking view of the components underlying your potential for capital generation.
  • How can I create consistency in risk management throughout the company?
    Ortec Finance offers a complete and consistent modelling framework (GLASS) for modelling insurance liabilities, asset classes, investment and dividend policies, and economic scenarios, both at Group level and for the underlying entities. Furthermore, this framework is ideally suited for all applications ranging from ALM and ORSA to monitoring.
  • I want to determine the impact of revisions in the Solvency II framework
    Ortec Finance's asset and liability modelling framework (GLASS) incorporates the Solvency II framework.It can provide a full breakdown of the SCR and Eligible Own Funds components for both the standard formula and an internal model approach.
  • I would like to analyse different hedging strategies, including FX & Duration hedging
    Never before have insurance companies faced such challenging times as now. Driven by elevated geopolitical tensions & continuously shifting economic landscapes insurers continue to investigate ways to protect their business. GLASS’s overlay module caters for easy to implement hedging strategies and provides a platform to understand the implications of these decisions on both asset returns and more importantly economic and regulatory capital.

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